@article{article, title = {{Multi-channel distribution in the banking sector and the branch network restructuring}},
publisher = {{Elsevier BV}},
url = {{http://dx.doi.org/10.1016/j.eswa.2023.122294 }},
year = {{2024}},
month = {{3}},
author = {{Baldassarre S and Bruno G and Piccolo C and Ruiz-Hernč°Šndez D}},
doi = {{10.1016/j.eswa.2023.122294}},
volume = {{238}},
journal = {{Expert Systems with Applications}},
pages = {{122294-122294}},
note = {{Accessed on 2025/06/27}}}